[quote=“kaito”]Hi, to all Mirian, want to seek opinion and info about the above topic, especially for first time buyer and lower income people, this info is really usefull. The consideration includes under construction house, new completed and occupy but owner willing to sale. For those who just bought new house can share what are the costs involved, S & P, lawyer fee, valuer fee, etc.
For start, the current info of house for sale is Taman Permai (RPR) with price RM125,999.00 for intermediate and Vista Perdana (SPNB) at RM153,000.00 also intermediate.
Thank you all. :)[/quote]
[quote=“dash”]its actually like that lor. bear in mind that buying a house is not like buying some toys. u have to have commitment to pay for the loans and save for everything that is to be used for the house, for e.g. furniture n fittings, lights, curtains, tiles and etc and etc. But ur not alone, most of ppl is doing the same thing, if others can do it, why not u?
For me, i think there is no good time or bad time buying a house. the question is are u ready to buy it and commit to pay the loans on monthly basis for couple of decades plus give up all the savings including EPF for the house u buy.
btw, this does not apply to the HIGH ‘income’ earner or ppl who have ‘SUPPORT’ from their parents. what im pointing here is the middle class and the low class earner, especially for those who are at the end of ‘PAK THO’ n getting to start a small family.
I started to pay my family housing loan at teenagers age after middle school. and that time, my family house only cost RM60k+. last year i bought a new house costing around RM300k, n this year the price has increased to RM330k.
Hope my opinion can help u decide whether now is a good time to buy house or not. And if ur buying for investment, do remember that from next year 2010 onwards, the Gov will impose 5% tax gain on the property u sold[/quote]
what ever Dash said. he pretty much sums it all.
but be advise, dont think about the commitment. but think of your comfort when owning a house.
i rented 3 houses for the last 4 years with my colleagues. at some degree, it suck.
p/s: its a good time to select new curtain too…
told my junior…but degil one.